Dolores Maddux, et al. v. Merchants Retail Credit Association, et al., 0516-CV26963 (Mo. 2007) – ($650,000.00 judge’s verdict for clients’ emotional distress damages for violations of the FDCPA).
In re Chase “Check Loan” Contract Litigation, 3:09-md-02032-MMC (N.D. Cal. 2009) (transferred through MDL as co-counsel for Young –Ayers v. Chase, 2:09-cv-004945-JAT (D. Az. April 2009) (certified national settlement class after MDL distributing approximately $100 million to class members)
Baker v. Lender Services Direct, 2:06-cv-02727-DGC (November 13, 2006)(lead counsel for certified Arizona settlement class alleging violations of RESPA)
Mr. Mengedoth is an aggressive consumer advocate dedicated to representing the rights of consumers and class members in lawsuits against businesses. His cases typically involve the alphabet soup of federal consumer protection laws: FCRA, FDCPA, TILA, HOEPA, RESPA, ECOA, UCC, and the ACFA and companion UDAP statutes in other states.
He has brought claims on consumer’s behalf in state and federal court in Arizona and many other states across the United States. Representative cases include lawsuits against credit reporting agencies (including Equifax, Experian, Trans Union, Corelogic Credco, CBCInnovis, and Kroll Factual Data), furnishers of false information to them (including Chase, Ally Financial, and various debt collectors), and a variety of background screening companies for violations of the Fair Credit Reporting Act, against abusive debt collection agents and their attorneys for violations of the federal Fair Debt Collection Practices Act, against predatory mortgage lenders for violations of the Truth in Lending Act, Home Ownership and Equity Protection Act, Equal Credit Opportunity Act, against title insurance companies and escrow agents for violations of the Real Estate Settlement Procedures Act, against real estate brokers, agents and appraisers for fraud, negligent misrepresentation, and unfair and deceptive business practices, and against automobile dealerships for consumer fraud under the Arizona Consumer Fraud Act.
ARIZONA'S CONSUMER PROTECTION LAW FIRM
Schedule A consultATion
Boston College (B.A. 1992)
Creighton University School of Law (J.D. 1997)
Mr. Mengedoth has particular experience and knowledge in the area of residential mortgage lending. After graduation from Boston College in 1992, he worked as a post-closing mortgage analyst for a national bank that originated residential and commercial mortgage loans in all fifty states and the District of Columbia. After graduation from Creighton University School of law in 1997, Mr. Mengedoth worked as an attorney for a bank and mortgage company with its principal office located in Phoenix, Arizona.
From 1997 through 2003, Mr. Mengedoth was an associate attorney with a large national law firm where he represented lenders and other businesses on consumer financial services regulatory and compliance issues, participated in litigation matters involving fraud, and advocated for lenders in class action cases.
In 2003, Mr. Mengedoth opened his own law practice. From that point forward he has dedicated his law practice to championing the rights of individual consumers. He has litigated cases in state and federal courts, as well as advocated on behalf of consumers in private arbitrations conducted before the American Arbitration Association and JAMS.
Admitted in the Following Courts:
Memberships in Professional Organizations:
He has appeared or been interviewed by national and local media on cases involving consumer protection matters, including The Wall Street Journal, USA Today, The Today Show, The Arizona Republic, and on local news channels ABC, NBC and CBS.
He has served as a member of the Mortgage Advisory Counsel for the Better Business Bureau of Northern and Central Arizona for over 8 years, and has spoken numerous times nationally and locally to legal and other professional organizations on issues involving consumer protection law.
While in law school, Mr. Mengedoth was a member of the Editorial Staff of the Creighton Law Review and authored National Banks, the “Business of Insurance,” and an Interpretative Analysis of the McCarrain-Ferguson Act following Barnett Bank v. Nelson, 30 Creighton L. Rev. 457 (1997). Mr. Mengedoth received awards from the Business Law Section of the American Bar Association and the Financial Services Roundtable for his article.